The Credit Machine — Team Letter Builder

THE CREDIT MACHINE

Team edition · Internal letter builder

Internal use only · Unlimited letters

Turn any credit report into ready-to-mail letters in minutes.

This is your internal team version. Plug in client info, choose the type of letter, and let THE CREDIT MACHINE auto-build disputes, HIPAA validations, freezes, Intent to Sue notices, and even an Irrevocable Trust template.

FCRA · HIPAA · Identity Theft · Trust Draft

Internal team workspace · No paywall

Your Credit Game Plan in 3 Simple Steps

Learn the blueprint, lock in monitoring, then let THE CREDIT MACHINE do the heavy lifting for your letters.

Step 1 · Learn the Blueprint

Credit Repair Blueprint Book

Learn how to read reports, spot illegal reporting, and follow a simple process to rebuild the right way. Keep it open while you use THE CREDIT MACHINE so every letter is intentional.

Get the Blueprint on Amazon

Step 2 · Turn On Monitoring

Real-Time Monitoring & Alerts

Daily alerts + full reports so you instantly see new accounts, inquiries, and changes — the exact data you feed into THE CREDIT MACHINE to decide what to dispute next.

Start Monitoring & Alerts

Consultant reviewing credit report with client

Step 3 · Build & Send Letters

Power Letters with THE CREDIT MACHINE

Use your reports + blueprint to fill in a few fields, then auto-build disputes, HIPAA requests, freezes, Intent to Sue notices, and even an Irrevocable Trust template. Print, sign, send Certified — then repeat next month.

“$5,000 Limit • 12-Year Aged Tradeline”

Show strong history and unlock better approvals when lenders peek at your file.

“Seasoned Tradelines from Major Banks”

Layer aged history on top of your rebuild strategy to accelerate trust with lenders.

“High Limit Tradelines • $30,000+ Limits”

Boost your reported limits so utilization looks clean before big moves.

THE CREDIT MACHINE — Team Letter Builder

Fill in your details, choose a template, preview live, then download as RTF.

Team Edition · Internal Use Only

Client / User Profile

This block prints at the top of every letter. Save it once, load it every time.

Full Name Street Address

City

State

ZIP

Phone

Email (optional) Date (auto)

Template

Pick what you’re sending this round.

Police Report # (optional) FTC Report # (optional) Accounts to dispute (one per line)

Mailing Address (To:)

Use presets for bureaus or type in any company / collection agency.

Recipient / Dept To Address

City

State

ZIP

Ref # (optional)

Preview

Live · Editable · Unlocked

, December 8, 2025 , To Whom It May Concern, I am the victim of identity theft. Please block and remove any fraudulent tradelines and inquiries pursuant to the FCRA (15 U.S.C. §1681c-2) and conduct a reinvestigation under §611. Police Report #: N/A FTC Report #: N/A Please provide written results of your investigation and an updated report. Sincerely,

RTF opens in Word / Google Docs. Save as DOCX, edit if needed, then print, sign, and mail Certified. This tool is for educational purposes only and is not legal or financial advice.

How to send by Certified Mail (all letters)

Print and sign the document. Initial important pages.
Include copies of ID and proof of address if requested (never originals).
Address the envelope to the correct recipient (use presets or the company’s site).
At the USPS counter, ask for Certified Mail with Return Receipt (green card or electronic).
- Fill PS 3800 (Certified) and optionally PS 3811 (Return Receipt).
- Keep the receipt and tracking number.
Track delivery and save the confirmation (screenshot/receipt).
Follow up — bureaus generally have ~30 days to respond; use your stated deadline for Intent to Sue.
File everything together: letter copy, exhibits, USPS receipt, delivery proof.

Always verify current USPS forms/fees and any state-specific rules.

Ready to stack your profile with seasoned tradelines?

“$5,000 Limit from Bank A” “12-Year Aged Tradelines” “High Limit Credit Boosts” “Seasoned Tradelines for FICO 700+”